A Registered Retirement Savings plan (RRSP), is a savings plan for individuals that allows them to defer personal income tax on earned income to after retirement. RRSP contribution limits are based on earned income from prior years. Any contributions to an RRSP are tax deductible at the time of the deposit while any withdraws are taxable at time of withdrawal.

You have the option to invest your deposits in a number of financial instruments. Insurance carriers offer a wide variety segregated funds that provide guarantees on your investments. We can help you open an support the following products:

Individual Registered Savings Plan (RRSP)

Spousal RRSP

Locked-in RRSP

Locked-in retirement account (LIRA)

Articles on RRSP
Group RRSP Vs. Individual RRSP
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